Salt Lake Valley homeowners save an average of $612 a year, with better coverage, in one afternoon.
Independent Wasatch Front agents shopping 27 A-rated carriers on your behalf. If we can't beat your current premium, we'll send you a $50 Harmons gift card. That's our written guarantee.
Insurance built for how Utahns actually live.
Six core policies, one local agency, every carrier shopped.
Homeowners Insurance
Coverage built for Wasatch weather, from wind-driven hailstorms in Sandy to wildfire smoke in the foothills. Bundle with auto and most families save $612 a year.
Auto Insurance
SR-22, teen drivers, high-mileage I-15 commuters, we shop 27 carriers to find your lowest rate. Quotes returned in under 12 minutes during business hours.
Life Insurance
Term, whole, and final-expense policies that lock in rates before your next birthday. No medical exam options available up to $500K for qualifying applicants.
Business & Commercial
General liability, workers' comp, and BOP policies for Utah contractors, restaurants, and clinics. Certificates of insurance issued the same business day.
Umbrella & Personal Excess
An extra $1M–$5M of liability protection for as little as $19/month. Essential if you have teen drivers, rental property, or a pool in the backyard.
Flood & Earthquake
Standard homeowners policies exclude both. We write dedicated Utah flood and quake coverage so a Wasatch Fault event doesn't wipe out your equity.
The independent agency Utah families keep for a decade.
We're not captive to one carrier. We work for you, and it shows on your renewal.
- Independent agency shopping 27 top-rated carriers, you get the best rate, not one company's rate
- 30-minute claims callback promise, 7 days a week, backed by a written service guarantee
- Local Utah agents who know the difference between a Draper hailstorm and an Emigration Canyon wildfire
- Annual policy reviews to catch coverage gaps before you file, not after
- Bilingual English/Spanish service and licensed agents in every office
File a claim any day of the year. A licensed agent calls you back inside 30 minutes.
If we miss the callback window, we credit $100 toward your next premium. No app, no phone tree, no offshore call center, a real Utah agent from our Sugar House office.
Start a Free Quote612 reviews. 4.9 stars. Not one paid.
"August hailstorm totaled our roof. Claim filed Sunday night, Beehive Shield had an adjuster on-site Tuesday morning and cut a check for $18,400 before Friday. My previous carrier took six weeks for a windshield."
"Switched our home and two cars from a national carrier and saved $1,847 the first year with better coverage limits. Kim walked us through every line, no upsells, no fine-print games."
"As a general contractor I need COIs on 30-minute notice. Beehive Shield has never missed one in three years. They quoted my workers' comp $2,300 under my last renewal."
Proudly Serving the Wasatch Front.
From spring runoff in Millcreek to summer hail in Lehi and winter ice on I-15, we write policies tuned to Utah weather, not a national template.
Salt Lake County
- Salt Lake City
- Sandy
- West Jordan
- Murray
- South Jordan
- Draper
- Millcreek
Utah County
- Provo
- Orem
- Lehi
- American Fork
- Spanish Fork
Get Your Free Quote.
Fill this out and a licensed Utah agent calls you back within one business hour, usually much faster.